Equine Insurance

We understand that owning a horse comes with great responsibility, and it is essential to protect them with the right insurance coverage. Whether you own a racehorse, a showjumper, or a leisure companion, our comprehensive equine insurance plans offer the peace of mind and financial security you need.

Using only A rated insurers, we can source personalised insurance solutions for you and your horse. Cover can include veterinary fees, livery yard, public liability, personal accident for the rider and cover for mortality, theft and straying.

Cover is based on the age, value, and what activities they participate in, from hacking to pony club, sport horse insurance to bloodstock cover.

Although it not necessary to have equine insurance the financial commitment can be overwhelming if cover is not in place for unforeseen events and illness.

  • Customizable Coverage: We believe every horse is unique, and so are their needs. Our insurance plans are customizable to suit your horse’s specific requirements, ensuring they receive the best care possible.
  • Accident and Illness Coverage: Life can be unpredictable, but with our equine insurance, you can rest assured that your horse is covered in case of unexpected accidents or illnesses. We are here to support you during challenging times.
  • Mortality Insurance: The loss of a horse can be devastating, both emotionally and financially. Our mortality insurance helps ease the financial burden, allowing you to focus on honouring your beloved companion’s memory.
  • Third-Party Liability: Horses are powerful animals, and accidents can happen. Our insurance includes third-party liability coverage to protect you from potential legal claims if your horse causes injury or property damage.
  • Loss of Use: If your horse becomes permanently unable to perform its intended use due to injury or illness, this coverage provides financial compensation to help mitigate the loss.
  • Equine Property: Owning and managing an equestrian facility involves various property-related risks. Our equine property coverage provides protection for structures, equipment, and other valuable assets, ensuring that your operations are safeguarded.
  • Competitive Premiums: We understand that owning a horse can be costly. That is why we offer affordable insurance plans without compromising on coverage, making it easier for you to protect your horse.

Get In Touch Today

If you have any questions or need further assistance, contact Kim Livell Smith.

We hear all the time that people do business with people they know, like and trust and that’s exactly why we trust Andy with all our insurance requirements.

Having met with Andy he reviewed our existing policies and made recommendations in order to ensure the business was covered in all eventualities. Not only is Andy an incredibly personable and engaging character he talks in simple terms and I trust him to ensure we have all bases covered.

I would definitely recommend Andy to any clients, business contacts or family and friends who are looking for advice in regards to their existing policies and insurance requirements. It’s safe to say we know, like and trust Andy and the team at Chester Grosvenor Insurance and would therefore recommend with absolute confidence.

Karl Hartey

Chairman, Hartey Wealth Management Ltd